ZipPay - Buy now, pay later. Always interest free

ZipPay

Buy now, pay later.
Always interest free

AVAILABLE IN STORE AND ONLINE

LEARN MORE

What is zipPay?

ZipPay is a secure and simple way to buy now and pay later for your purchases

Always interest free

Full payment flexibility

Nothing to pay today

In store purchase option

No credit cards*

What is zipPay

How zipPay works

1

Select zipPay at checkout

Create your account in seconds and confirm your purchase

2

Your order is processed immediately

zipPay pays Best&Less on your behalf

3

Pay over time your way

You pay zipPay back over time in easy weekly, fortnightly or monthly payments

Get your zipPay shopping account, and pay for your purchases over time, on your terms.

CREATE YOUR FREE ACCOUNT

Sign up in seconds

Buying in store

Tell the cashier you would like to pay with zipPay

Grab anything you fancy and buy without your credit or debit card*

Log in or sign up to zipPay using your phone

Create your account in seconds and confirm your purchase

Give the cashier the approval code and enjoy your purchases

You pay zipPay back over time in easy weekly, fortnightly or monthly payments

*Credit or debit card required for initial sign up process.

Frequently asked questions

Australian citizens and permanent residents can apply for a zipPay account. Your credit history will be reviewed therefore a good credit history will be of benefit at the time of application.

Make sure to use your current contact number and social media account when applying. zipPay can use your current mobile number, Facebook login or Paypal login for account creation. Unfortunately account creation won’t be possible if you fail to provide one of the above.

In case your account application was declined after providing all the details, please note standard lending criteria apply.

You can easily sign up during the checkout process. Signing up will only take seconds (subject to approval) Once created, you can use the same zipPay account anywhere that accepts zipPay. Your contact number, Facebook login or Paypal account can be used to sign up for an account.

Your zipPay account will be activated as soon as it’s approved plus you have agreed to terms and conditions and you have verified your contact number.

Please note only a single zipPay account is allowed for any person at any given time.

Creating an account with zipPay is completely free, there are no account creation fees. zipPay also doesn’t charge an interest for any purchases made through zipPay. You can pay for the goods until the end of following month.

You could have up to 60 days from your purchase, fee free. If you pay off the balance within this period, you won’t have to pay any zipPay fees and ofcourse there’s no interest on your purchases ever.

In case you have an outstanding balance after the fee free period, you will be charged a $5 service fee monthly, until the balance is fully paid.

You can use zipPay while shopping online or shopping in stores at any of our participating stores. While shopping online, simply select zipPay as the payment method while you checking out. You will then be directed to zipPay website where you can use your account details to login and authorise the payment.

Once you confirm the purchase online zipPay will send a SMS to your contact number. The SMS will contain a 6 digit code which you need to enter in during the checkout.

Once these steps are completed, online shop will send you an order confirmation.

You can pay $40 each month or higher as you choose. If your balance is less than $40 you only need to pay that amount. If your balance is higher than $40, then $40 is the minimum required payment each month. More you pay per month faster your account balance will be cleared.

Payments are automatically taken via direct debit on the last day of the month or on the day you have scheduled in your account. In case you miss a payment or didn’t have money in your bank account, we will try again next day.

Still have questions? Please call zipPay customer service on (02) 8294 2345 between 9am to 9pm Mondays to Thursdays or 9am to 6pm Fridays to Sundays.

Visit the zipPay FAQ page here

Change the way you pay

CREATE YOUR FREE ACCOUNT

Sign up in seconds

*Credit or debit card required for initial sign up process.
To approved applicants only. You may be approved for a lower limit.
$5 monthly service fee applies. Pay balance by the due date and the service fee is waived. No balance, No fees.
See contract for details. zipMoney Payments P/L ABN 58 164 4409 93